This card review is going to be the first one that isn’t of an American Express card as if you have seen my newest YouTube video (coming tomorrow), you’ll know that AMEX and I haven’t been getting on all too well recently. In fact, I just cancelled my American Express Platinum card after only one month in favour of this gem: The Curve Metal Card.
Card: The Curve Metal Card
Cost: £150 a year or £14.99 a month
Sign-up Bonus: N/A
Favourite Perk: MasterCard Lounge Key Lounge Access
Curve are a relatively new face in the UK as far as I’m aware but I have started to see them being used quite a lot and so decided to check them out for myself. After looking into the cards they offer, I realised they had three cards I could order. I will be reviewing both the blue card which is free and the top-tier metal card which costs £150 per year.
The metal card comes in three different colours which you can easily choose by signing up through their app. After you choose your colour, you simply enter your delivery details and pay – it really is that simple.
I opted for the rose gold card and when it arrived I was super impressed with how it looked and felt. The card weighs 18g and feel nice to hold in your hand.
Who are Curve?
Curve are different from all the other cards on the market such as Monzo, HSBC and even AMEX in that they know people don’t want to set up another bank account. With this in mind, they have created a card which links all of your cards together in one so that the only card you need to take out with you is your curve card. Curve have an amazing user-friendly app which allows you to manage your finances and sign up for a card and they offer A FREE £5 just for signing up. All you need to do is download the app from the App Store or Google Play, choose which card you want (free, £9.99 per month or £14.99 per month) and remember to use the code LSPTR for a free beer, coffee or anything else on me!
The Curve Metal card comes with several built in perks which were the reason my head was turned from American Express.
1. Firstly, as a user of the Metal card, you are automatically covered by AXA insurance for travel and medical insurance, car hire insurance and finally gadget insurance. As far as I’m aware, none of the AMEX cards cover your gadgets so this was a real winner for me.
2. Secondly, the Metal card is phenomenal for using abroad. It allows up to £600 a month in ATM withdrawals for FREE! This is a huge perk of the card as it cuts out the foreign transaction fees so many banks stick on. If you use the card abroad, it will also charge your bank a £ payment so your bank won’t charge you a fee as it thinks you haven’t used it abroad.
3. Next up, the Metal card is part of MasterCard’s Lounge Key program which allows cardholders access to over 1,000 airport lounges just by showing their card. Entrance into the lounge will cost users £15 per visit but as you can see in the above video, I argue that this makes it more worth it than the Priority Pass.
4. Finally, the Metal card allows you to select 6 of your most visited stores such as Tesco, Waitrose or Apple and for each of these shops, you will receive a 1% cashback for every purchase. This works amazingly if you’re using the card every time you fill up your petrol tank or every time you do a food shop as over time this money will add up!
Curve have stolen my heart after my recent fallout with the American Express platinum card. The perks of this card seriously outweigh the £150 per year membership fee and make it a keeper for my wallet.
If you travel a lot, this card makes complete sense because of the insurance and foreign transaction fee removal on overseas purchases and if you are bored of having a full wallet then this card makes complete sense too.
To sign up and claim a FREE £5 then download the Curve app, choose which card you want to use and enter the code LSPTR.